Tier 3 · Development · noindex until quality gates pass · quality score 7/100
Codington County, South Dakota mortgage market
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Codington County
Source: 2025 HMDA · South Dakota (SD) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional78.0% · 464
- FHA13.1% · 78
- VA6.2% · 37
- USDA / RHS0.0% · 16
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Codington County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| FIRST BANK & TRUST | 92 | 15.5% |
| First PREMIER Bank | 87 | 14.6% |
| American Bank & Trust | 82 | 13.8% |
| Dacotah Bank | 45 | 7.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 38 | 6.4% |
| Plains Commerce Bank | 31 | 5.2% |
| First Interstate Bank | 30 | 5.0% |
| Rocket Mortgage, LLC | 22 | 3.7% |
| 549300KCR7QWQQCWBG94 | 19 | 3.2% |
| GUARANTEED RATE, INC. | 19 | 3.2% |
| CU MORTGAGE DIRECT, LLC | 11 | 1.9% |
| 5493006JISETNI0GLE61 | 10 | 1.7% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Codington County, South Dakota yet
Codington County, South Dakota
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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