Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Hughes County, South Dakota mortgage market
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Hughes County
Source: 2025 HMDA · South Dakota (SD) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional74.3% · 222
- FHA14.7% · 44
- VA9.0% · 27
- USDA / RHS0.0% · 6
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Hughes County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| BANKWEST, INC. | 111 | 37.1% |
| First National Bank | 25 | 8.4% |
| First Dakota National Bank | 24 | 8.0% |
| American Bank & Trust | 23 | 7.7% |
| BLACK HILLS FEDERAL CREDIT UNION | 19 | 6.3% |
| Rocket Mortgage, LLC | 15 | 5.0% |
| MORTGAGE RESEARCH CENTER, LLC | 7 | 2.3% |
| PENNYMAC LOAN SERVICES, LLC | 7 | 2.3% |
| Plains Commerce Bank | 6 | 2.0% |
| FREEDOM MORTGAGE CORPORATION | 6 | 2.0% |
| Coastal Community Bank | 4 | 1.3% |
| AmeriHome Mortgage Company, LLC | 4 | 1.3% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Only 1 listed lender with confirmed in-county HQ for Hughes County, South Dakota. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Hughes County.