Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Pennington County, South Dakota mortgage market
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Pennington County
Source: 2025 HMDA · South Dakota (SD) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional62.3% · 1,659
- FHA15.5% · 413
- VA20.4% · 544
- USDA / RHS0.0% · 45
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Pennington County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| AmeriHome Mortgage Company, LLC | 430 | 16.2% |
| BLACK HILLS FEDERAL CREDIT UNION | 315 | 11.8% |
| Granite Bank | 144 | 5.4% |
| Rocket Mortgage, LLC | 140 | 5.3% |
| United Wholesale Mortgage, LLC | 139 | 5.2% |
| Plains Commerce Bank | 134 | 5.0% |
| MORTGAGE RESEARCH CENTER, LLC | 90 | 3.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 85 | 3.2% |
| U.S. Bank National Association | 66 | 2.5% |
| BANKWEST, INC. | 65 | 2.4% |
| PENNYMAC LOAN SERVICES, LLC | 59 | 2.2% |
| KIND LENDING, LLC | 54 | 2.0% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Only 1 listed lender with confirmed in-county HQ for Pennington County, South Dakota. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Pennington County.