Ask Trust Hub

Tier 3 · Development · noindex until quality gates pass · quality score 53/100

Yankton County, South Dakota mortgage market

1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Yankton County

Source: 2025 HMDA · South Dakota (SD) county-level activity · Not a score or ranking

Research panel
Applications
526
Originations
343
Denial rate
13.3%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
65% / 35%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional77.3% · 265
  • FHA14.6% · 50
  • VA6.4% · 22
  • USDA / RHS0.0% · 6

Purchase vs refinance

Home purchase296 · 64.9%
Refinance (incl. cash-out)160 · 35.1%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Yankton County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
First Dakota National Bank8223.9%
CORTRUST MORTGAGE, INC.339.6%
First National Bank of Omaha267.6%
CorTrust Bank National Association226.4%
Rocket Mortgage, LLC164.7%
Plains Commerce Bank154.4%
First International Bank & Trust113.2%
GUARANTEED RATE, INC.82.3%
United Wholesale Mortgage, LLC72.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION72.0%
25490034470BYC1MSE1661.8%
CU MORTGAGE DIRECT, LLC61.8%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

Only 1 listed lender with confirmed in-county HQ for Yankton County, South Dakota. We do not pad this list with distant offices labeled as local.

In-county HQ

Licensed business city or HQ locality maps to Yankton County.