Ask Trust Hub

Research context

El Paso County, Texas

Context from another Trust Hub. Continue with the tools below — research only.

El Paso County, Texas mortgage market

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — El Paso County

Source: 2025 HMDA · Texas (TX) county-level activity · Not a score or ranking

Research panel
Applications
23,357
Originations
12,742
Denial rate
18.1%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
63% / 37%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional49.3% · 6,283
  • FHA25.5% · 3,244
  • VA24.6% · 3,130
  • USDA / RHS0.0% · 85

Purchase vs refinance

Home purchase12,573 · 63.1%
Refinance (incl. cash-out)7,344 · 36.9%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in El Paso County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
549300IV3BQZRSE82O161,1168.8%
United Wholesale Mortgage, LLC1,0858.5%
Rocket Mortgage, LLC7836.2%
549300CEKZ808Q0WJL957165.6%
Change Lending, LLC6365.0%
AmeriHome Mortgage Company, LLC5034.0%
MORTGAGE RESEARCH CENTER, LLC4043.2%
LOANPEOPLE, LLC3823.0%
JPMorgan Chase Bank, National Association3793.0%
5493008T2QQO3QJ0EM383412.7%
MOVEMENT MORTGAGE, LLC2612.0%
AMERICAN PACIFIC MORTGAGE CORPORATION2612.0%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in El Paso County, Texas yet

El Paso County, Texas

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

Research only · Not an endorsement · Part of the Ask Trust Hub network