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Lubbock County, Texas

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Lubbock County, Texas mortgage market

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Lubbock County

Source: 2025 HMDA · Texas (TX) county-level activity · Not a score or ranking

Research panel
Applications
9,993
Originations
6,275
Denial rate
14.1%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
74% / 27%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional66.6% · 4,178
  • FHA24.8% · 1,556
  • VA8.0% · 503
  • USDA / RHS0.0% · 38

Purchase vs refinance

Home purchase6,688 · 73.5%
Refinance (incl. cash-out)2,415 · 26.5%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Lubbock County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
549300YHSRT5YOR5W45464010.2%
549300U2B1ZNGX3H8U5463210.1%
T2 FINANCIAL LLC5679.0%
Rocket Mortgage, LLC2644.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC.2423.9%
549300VHBALPLHRR40802403.8%
United Wholesale Mortgage, LLC2393.8%
DHI MORTGAGE COMPANY, LTD.2173.5%
Amarillo National Bank2153.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP1883.0%
549300X7PN8KSYQHY4151252.0%
Prosperity Bank1081.7%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Lubbock County, Texas yet

Lubbock County, Texas

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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