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Chittenden County, Vermont

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Chittenden County, Vermont mortgage market

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Chittenden County

Source: 2025 HMDA · Vermont (VT) county-level activity · Not a score or ranking

Research panel
Applications
5,021
Originations
3,576
Denial rate
10.5%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
62% / 38%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional94.6% · 3,383
  • FHA2.5% · 91
  • VA2.8% · 100
  • USDA / RHS0.0% · 2

Purchase vs refinance

Home purchase2,230 · 61.9%
Refinance (incl. cash-out)1,375 · 38.1%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Chittenden County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
EastRise Federal Credit Union1,21333.9%
VERMONT FEDERAL CREDIT UNION3058.5%
549300DQMFK1KT7KEB482256.3%
EMM LOANS LLC1775.0%
549300T2FOBK6WY4B3491413.9%
549300I3PFIO81O8JD401333.7%
AmeriHome Mortgage Company, LLC1303.6%
Citizens Bank, National Association1153.2%
Rocket Mortgage, LLC1093.0%
Manufacturers and Traders Trust Company922.6%
Community Bank, National Association902.5%
TD Bank, National Association621.7%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Chittenden County, Vermont yet

Chittenden County, Vermont

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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