Research context
Albemarle County, Virginia
Context from another Trust Hub. Continue with the tools below — research only.
Albemarle County, Virginia mortgage market
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Albemarle County
Source: 2025 HMDA · Virginia (VA) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional88.9% · 2,110
- FHA3.8% · 90
- VA7.2% · 171
- USDA / RHS0.0% · 2
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Albemarle County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. | 310 | 13.1% |
| Rocket Mortgage, LLC | 148 | 6.2% |
| 254900KDXYNWWTTHLL39 | 132 | 5.6% |
| First Heritage Mortgage, LLC | 117 | 4.9% |
| United Wholesale Mortgage, LLC | 103 | 4.3% |
| Truist Bank | 92 | 3.9% |
| Fulton Bank, National Association | 82 | 3.5% |
| Guaranteed Rate, Inc. | 66 | 2.8% |
| Navy Federal Credit Union | 58 | 2.4% |
| AmeriHome Mortgage Company, LLC | 48 | 2.0% |
| Atlantic Coast Mortgage, LLC | 46 | 1.9% |
| Atlantic Union Bank | 44 | 1.9% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Albemarle County, Virginia yet
Albemarle County, Virginia
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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