Tier 2 · Standard · quality score 70/100
Research mortgage companies in Spokane County, Washington
3 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Spokane County
Source: 2025 HMDA · Washington (WA) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional78.3% · 10,537
- FHA11.6% · 1,555
- VA9.8% · 1,323
- USDA / RHS0.0% · 33
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Spokane County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| SPOKANE TEACHERS | 1,456 | 10.8% |
| Rocket Mortgage, LLC | 844 | 6.3% |
| United Wholesale Mortgage, LLC | 836 | 6.2% |
| NUMERICA CREDIT UNION | 681 | 5.1% |
| Sunflower Bank, National Association | 498 | 3.7% |
| WASHINGTON TRUST BANK | 479 | 3.6% |
| AmeriHome Mortgage Company, LLC | 409 | 3.0% |
| IDAHO CENTRAL CREDIT UNION | 353 | 2.6% |
| Boeing Employees Credit Union | 347 | 2.6% |
| DHI MORTGAGE COMPANY, LTD. | 317 | 2.4% |
| CANOPY MORTGAGE, LLC | 308 | 2.3% |
| CROSSCOUNTRY MORTGAGE, LLC | 239 | 1.8% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Loan-program research entry points
Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.
- Conventional
Baseline purchase & refinance themes — educational overview
At least one in-county listing shows this loan type
- FHA
Lower down-payment research themes — not an eligibility tool
At least one in-county listing shows this loan type
- VA
Military / veteran program themes — confirm with VA sources
At least one in-county listing shows this loan type
- Down-payment assistance
State/local assistance concepts — not a complete local inventory
- Program finder
Short guided shortlist with clear disclaimers
Compare, calculate, verify
Official housing & licensing handoffs
Primary sources only. Program availability and eligibility change — confirm on the official site.
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- Washington State Housing Finance Commission ↗ — Washington homebuyer and housing finance programs
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
County quality score 70/100 · Tier 2 (Standard). See methodology. Path: /local-lenders/washington/spokane
In-county HQ
Licensed business city or HQ locality maps to Spokane County.