Tier 3 · Development · noindex until quality gates pass · quality score 53/100
Research mortgage companies in Whatcom County, Washington
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Whatcom County
Source: 2025 HMDA · Washington (WA) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional86.4% · 4,124
- FHA7.1% · 340
- VA6.4% · 306
- USDA / RHS0.0% · 5
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Whatcom County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| WHATCOM EDUCATIONAL CREDIT UNION | 828 | 17.3% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 319 | 6.7% |
| MOVEMENT MORTGAGE, LLC | 297 | 6.2% |
| United Wholesale Mortgage, LLC | 287 | 6.0% |
| Rocket Mortgage, LLC | 247 | 5.2% |
| Peoples Bank | 203 | 4.3% |
| Boeing Employees Credit Union | 172 | 3.6% |
| Banner Bank | 164 | 3.4% |
| GUILD MORTGAGE COMPANY LLC | 112 | 2.4% |
| PENNYMAC LOAN SERVICES, LLC | 101 | 2.1% |
| CROSSCOUNTRY MORTGAGE, LLC | 78 | 1.6% |
| U.S. Bank National Association | 77 | 1.6% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Only 1 listed lender with confirmed in-county HQ for Whatcom County, Washington. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Whatcom County.