Tier 3 · Development · noindex until quality gates pass · quality score 40/100
Manitowoc County, Wisconsin mortgage market
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Manitowoc County
Source: 2025 HMDA · Wisconsin (WI) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional88.2% · 1,986
- FHA5.5% · 125
- VA6.0% · 134
- USDA / RHS0.0% · 6
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Manitowoc County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Bank First, N.A. | 253 | 11.2% |
| 5493009ULL1JFIC1C287 | 218 | 9.7% |
| Community First Credit Union | 199 | 8.8% |
| 5493000FRWKMPAALEY22 | 185 | 8.2% |
| FOX COMMUNITIES CREDIT UNION | 150 | 6.7% |
| 549300D5WGD75SLEMI23 | 115 | 5.1% |
| Associated Bank, National Association | 93 | 4.1% |
| Rocket Mortgage, LLC | 73 | 3.2% |
| U.S. Bank National Association | 57 | 2.5% |
| MORTGAGE RESEARCH CENTER, LLC | 43 | 1.9% |
| United Wholesale Mortgage, LLC | 41 | 1.8% |
| 254900Z9CBWZF8ECUS45 | 36 | 1.6% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
Only 1 listed lender with confirmed in-county HQ for Manitowoc County, Wisconsin. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Manitowoc County.