Tier 2 · Standard · quality score 70/100
Research mortgage companies in Laramie County, Wyoming
3 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Laramie County
Source: 2025 HMDA · Wyoming (WY) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional62.7% · 2,089
- FHA15.3% · 509
- VA22.0% · 734
- USDA / RHS0.0% · 1
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Laramie County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 468 | 14.0% |
| Rocket Mortgage, LLC | 255 | 7.7% |
| Jonah Bank of Wyoming | 181 | 5.4% |
| Meridian Trust Federal Credit Union | 167 | 5.0% |
| Blue Federal Credit Union | 156 | 4.7% |
| GUILD MORTGAGE COMPANY LLC | 148 | 4.4% |
| United Wholesale Mortgage, LLC | 131 | 3.9% |
| WYHY | 82 | 2.5% |
| MORTGAGE RESEARCH CENTER, LLC | 82 | 2.5% |
| 5493001XKL0FTNOJ0866 | 73 | 2.2% |
| CROSSCOUNTRY MORTGAGE, LLC | 73 | 2.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 68 | 2.0% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Loan-program research entry points
Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.
- Conventional
Baseline purchase & refinance themes — educational overview
At least one in-county listing shows this loan type
- FHA
Lower down-payment research themes — not an eligibility tool
At least one in-county listing shows this loan type
- VA
Military / veteran program themes — confirm with VA sources
At least one in-county listing shows this loan type
- Down-payment assistance
State/local assistance concepts — not a complete local inventory
- Program finder
Short guided shortlist with clear disclaimers
Compare, calculate, verify
Official housing & licensing handoffs
Primary sources only. Program availability and eligibility change — confirm on the official site.
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
County quality score 70/100 · Tier 2 (Standard). See methodology. Path: /local-lenders/wyoming/laramie
In-county HQ
Licensed business city or HQ locality maps to Laramie County.