Central Trust Bank
Jefferson City, Missouri · HQ in Cole County · NMLS incomplete
The Central Trust Bank reports multi-thousand 2025 HMDA originations across Missouri markets.
Research Score
22 / 100
Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.
Data Confidence
47 / 100
Moderate data confidence
NMLS / License Status
Incomplete
NMLS ID incomplete — recheck required before treating as verified.
Local Market Evidence
Local market evidence · Cole County
HQ locality derived from listed_county (Jefferson City)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology
Score factors
- NMLS identity evidence: 0/28 — NMLS ID incomplete — recheck required before treating as verified.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 8/12 — Derived HQ locality: Cole County (listed_county)
- Loan type disclosure: 6/6 — 4 loan type(s) listed
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. NMLS ID incomplete — recheck required on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · Missouri activity (primary of 20 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: Oklahoma (544 originations) · Kansas (353 originations) · Arkansas (104 originations) · Iowa (46 originations) · Nevada (29 originations) · Washington (13 originations) · Utah (8 originations) · Oregon (8 originations) · Kentucky (7 originations) · Alabama (6 originations) · Montana (5 originations) · Nebraska (4 originations) · Idaho (4 originations) · Wyoming (4 originations) · South Dakota (4 originations) · New Mexico (3 originations) · Hawaii (2 originations) · West Virginia (1 originations) · North Dakota (1 originations)
Top counties by originations
- Boone County675
- Cole County480
- St. Louis County401
- Greene County329
- Camden County278
Loan-type mix (Missouri originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- Boone County675 originations · 16.4% share
- Cole County480 originations · 23.3% share
- St. Louis County401 originations · 1.7% share
- Greene County329 originations · 4.2% share
- Camden County278 originations · 13.7% share
- Jackson County251 originations · 1.4% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.