Intercap Lending
Salt Lake City, Utah · HQ in Salt Lake County · NMLS #190465
Intercap Lending Inc. (NMLS #190465) reports multi-thousand 2025 HMDA originations across Utah markets.
Research Score
50 / 100
Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.
Data Confidence
87 / 100
High data confidence
NMLS / License Status
NMLS ID verified
NMLS #190465 — re-confirm on NMLS Consumer Access before applying.
Local Market Evidence
Local market evidence · Salt Lake County
HQ locality derived from listed_county (Salt Lake City)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology
Score factors
- NMLS identity evidence: 28/28 — NMLS #190465 — re-confirm on NMLS Consumer Access before applying.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 8/12 — Derived HQ locality: Salt Lake County (listed_county)
- Loan type disclosure: 6/6 — 5 loan type(s) listed
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #190465 on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · Utah activity (primary of 14 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: Idaho (115 originations) · Washington (84 originations) · Nevada (54 originations) · Wyoming (15 originations) · New Mexico (13 originations) · Oregon (10 originations) · Oklahoma (5 originations) · Alabama (2 originations) · Iowa (2 originations) · Arkansas (2 originations) · Montana (2 originations) · Kansas (1 originations) · Alaska (1 originations)
Top counties by originations
- Salt Lake County1,185
- Utah County768
- Davis County383
- Weber County355
- Washington County248
Loan-type mix (Utah originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- Salt Lake County1,185 originations · 4.1% share
- Utah County768 originations · 3.8% share
- Davis County383 originations · 3.7% share
- Weber County355 originations · 3.9% share
- Washington County248 originations · 3.4% share
- Box Elder County146 originations · 7.1% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.