loanDepot
Irvine, California · HQ in Orange County · NMLS #174457
loanDepot.com, LLC (NMLS #174457) is a national retail mortgage lender headquartered in Irvine, California. It offers purchase and refinance mortgages across a multi-state footprint, including material Florida activity in 2025 HMDA data.
Public research signals
What we can show from re-checkable or attributed sources for this listing — not a grade, ranking, or approval odds.
- NMLS verifiedNMLS #174457 — re-confirm on NMLS Consumer Access before applying.
- Local HQ evidenceHQ locality derived from listed_county (Irvine)
- No attributed ratingNo volume-backed third-party rating on file
- CFPB complaint record availablePublic CFPB complaint context available — not a finding of fault
- HMDA not matchedNo LEI/slug HMDA match in our research tables
Evidence chips are not rankings, approval odds, or a grade. Methodology
- NMLS / license status
- NMLS ID verified
- NMLS #174457 — re-confirm on NMLS Consumer Access before applying.
- Local market evidence
- Local market evidence · Orange County
- HQ locality derived from listed_county (Irvine)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement.
Evidence detail (no score or point allocation)
- NMLS identity evidence: NMLS #174457 — re-confirm on NMLS Consumer Access before applying.
- Third-party reputation snapshot: No review volume on file
- CFPB complaint pattern: Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: Derived HQ locality: Orange County (listed_county)
- Loan type disclosure: 5 loan type(s) listed
Ask Trust Hub Standard · Common ownership · Separated research & listing order · No paid placements · Methodology
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #174457 on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Consumer complaint context · CFPB
What the public complaint record shows
Source: CFPB Consumer Complaint Database · Mortgage product only · Not a score or ranking
Cumulative published rows for matched company name(s)
Published on or after 2024-08-10
2,459 yes · 43 no (CFPB field)
Top complaint issues
- Trouble during payment process811(32.4%)
- Applying for a mortgage or refinancing an existing mortgage588(23.5%)
- Closing on a mortgage360(14.4%)
- Struggling to pay mortgage265(10.6%)
- Application, originator, mortgage broker166(6.6%)
Company response (as published)
- Closed with explanation2,293(91.6%)
- Closed with monetary relief119(4.8%)
- Closed with non-monetary relief68(2.7%)
- In progress20(0.8%)
- Closed without relief2(0.1%)
Matching & scope
loanDepot-related mortgage complaints commonly publish under “LD Holdings Group, LLC” in CFPB (holding company label).
CFPB company name(s): LD Holdings Group, LLC
Complaints are national (CFPB mortgage product). HMDA originations on this site are currently Florida-focused for matched LEIs. A per-1,000 rate mixes national complaint volume with state originations — use only as rough size context, not a score.
Data as of 2026-08-10. Complaint counts come from the public CFPB Consumer Complaint Database (mortgage product only). They are not a finding of fault, not size-normalized by default, and are not a rating or ranking. Larger originators and servicers naturally attract more complaints. CFPB Consumer Complaint Database.
We show the public record. You decide.
Research listing only — not an endorsement. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker.