M&T Bank
Buffalo, New York · HQ in Erie County · NMLS #381076
Manufacturers and Traders Trust Company (M&T Bank, NMLS #381076) is a multi-state bank with multi-thousand New Jersey HMDA originations in public data.
Public research signals
What we can show from re-checkable or attributed sources for this listing — not a grade, ranking, or approval odds.
- NMLS verifiedNMLS #381076 — re-confirm on NMLS Consumer Access before applying.
- Local HQ evidenceHQ locality derived from zip (Buffalo)
- No attributed ratingNo volume-backed third-party rating on file
- CFPB record not shownNo CFPB complaint panel matched for this listing
- HMDA activity availableMatched federal HMDA activity panel available on profile
Evidence chips are not rankings, approval odds, or a grade. Methodology
- NMLS / license status
- NMLS ID verified
- NMLS #381076 — re-confirm on NMLS Consumer Access before applying.
- Local market evidence
- Local market evidence · Erie County
- HQ locality derived from zip (Buffalo)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement.
Optional: technical composite factors (not a public grade)
Internal composite for methodology transparency only. We do not present this as a ranking score on cards.
- NMLS identity evidence: 28/28 — NMLS #381076 — re-confirm on NMLS Consumer Access before applying.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 12/12 — Derived HQ locality: Erie County (zip)
- Loan type disclosure: 6/6 — 4 loan type(s) listed
Ask Trust Hub Standard · Common ownership · Separated research & listing order · No paid placements · Methodology
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #381076 on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · New York activity (primary of 47 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: Maryland (3,115 originations) · Pennsylvania (3,099 originations) · Connecticut (2,398 originations) · Massachusetts (1,690 originations) · New Jersey (1,501 originations) · Virginia (901 originations) · Delaware (767 originations) · Vermont (352 originations) · New Hampshire (331 originations) · District of Columbia (172 originations) · Maine (151 originations) · Texas (134 originations) · North Carolina (103 originations) · West Virginia (92 originations) · Colorado (77 originations) · Arizona (69 originations) · Ohio (62 originations) · Illinois (55 originations) · Michigan (50 originations) · Tennessee (47 originations) · Washington (47 originations) · Indiana (46 originations) · Missouri (42 originations) · Alabama (41 originations) · Hawaii (40 originations) · Oregon (27 originations) · Louisiana (26 originations) · Utah (24 originations) · Rhode Island (23 originations) · Minnesota (22 originations) · Kentucky (22 originations) · Kansas (21 originations) · Oklahoma (21 originations) · Wisconsin (20 originations) · Nevada (20 originations) · Mississippi (18 originations) · New Mexico (17 originations) · Idaho (15 originations) · Arkansas (11 originations) · Iowa (10 originations) · Nebraska (8 originations) · Montana (8 originations) · Alaska (5 originations) · North Dakota (5 originations) · Wyoming (4 originations) · South Dakota (3 originations)
Top counties by originations
- Erie County2,140
- Suffolk County552
- Monroe County496
- Onondaga County390
- Niagara County348
Loan-type mix (New York originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- Erie County2,140 originations · 13.2% share
- Suffolk County552 originations · 2.1% share
- Monroe County496 originations · 3.1% share
- Onondaga County390 originations · 4.5% share
- Niagara County348 originations · 8.9% share
- Westchester County270 originations · 2.2% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Research listing only — not an endorsement. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker.