Primary Residential Mortgage
Salt Lake City, Utah · HQ in Salt Lake County · NMLS #3094
Primary Residential Mortgage, Inc. (NMLS #3094) is a national mortgage banker with multi-hundred Rhode Island HMDA originations in public filings.
Research Score
50 / 100
Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.
Data Confidence
87 / 100
High data confidence
NMLS / License Status
NMLS ID verified
NMLS #3094 — re-confirm on NMLS Consumer Access before applying.
Local Market Evidence
Local market evidence · Salt Lake County
HQ locality derived from listed_county (Salt Lake City)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology
Score factors
- NMLS identity evidence: 28/28 — NMLS #3094 — re-confirm on NMLS Consumer Access before applying.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 8/12 — Derived HQ locality: Salt Lake County (listed_county)
- Loan type disclosure: 6/6 — 5 loan type(s) listed
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #3094 on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · Maryland activity (primary of 15 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: Rhode Island (690 originations) · Virginia (565 originations) · Tennessee (531 originations) · Connecticut (364 originations) · Delaware (223 originations) · Ohio (160 originations) · Indiana (87 originations) · New Hampshire (84 originations) · Maine (67 originations) · Arizona (58 originations) · District of Columbia (35 originations) · Michigan (20 originations) · Illinois (16 originations) · Vermont (11 originations)
Top counties by originations
- Baltimore County406
- Baltimore City County305
- Harford County218
- Anne Arundel County178
- Montgomery County124
Loan-type mix (Maryland originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- Baltimore County406 originations · 2.6% share
- Baltimore City County305 originations · 3.0% share
- Harford County218 originations · 3.4% share
- Anne Arundel County178 originations · 1.3% share
- Carroll County91 originations · 2.2% share
- Howard County70 originations · 1.1% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Consumer complaint context · CFPB
What the public complaint record shows
Source: CFPB Consumer Complaint Database · Mortgage product only · Not a score or ranking
Cumulative published rows for matched company name(s)
Published on or after 2024-08-10
224 yes · 15 no (CFPB field)
Top complaint issues
- Trouble during payment process92(38.5%)
- Applying for a mortgage or refinancing an existing mortgage36(15.1%)
- Struggling to pay mortgage27(11.3%)
- Application, originator, mortgage broker26(10.9%)
- Closing on a mortgage25(10.5%)
Company response (as published)
- Closed with explanation214(89.5%)
- Closed with monetary relief19(7.9%)
- Closed with non-monetary relief5(2.1%)
- In progress1(0.4%)
Matching & scope
Matched to CFPB company name “PRIMARY RESIDENTIAL MORTGAGE” (no “, Inc.” in CCDB). Directory slug is a branch listing of PRMI.
CFPB company name(s): PRIMARY RESIDENTIAL MORTGAGE
Complaints are national (CFPB mortgage product). HMDA originations on this site are currently Florida-focused for matched LEIs. A per-1,000 rate mixes national complaint volume with state originations — use only as rough size context, not a score.
Data as of 2026-08-10. Complaint counts come from the public CFPB Consumer Complaint Database (mortgage product only). They are not a finding of fault, not size-normalized by default, and are not a rating or ranking. Larger originators and servicers naturally attract more complaints. CFPB Consumer Complaint Database.
We show the public record. You decide.
Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.