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NMLS ID verifiedBankHQ in New Castle County

TD Bank

Wilmington, Delaware · HQ in New Castle County · NMLS #481428

TD Bank, National Association (NMLS #481428) is a national bank with residential mortgage products along the East Coast, including Florida markets reflected in 2025 HMDA data.

Research Score

50 / 100

Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.

Data Confidence

87 / 100

High data confidence

NMLS / License Status

NMLS ID verified

NMLS #481428 — re-confirm on NMLS Consumer Access before applying.

Local Market Evidence

Local market evidence · New Castle County

HQ locality derived from listed_county (Wilmington)

Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology

Score factors
  • NMLS identity evidence: 28/28NMLS #481428 — re-confirm on NMLS Consumer Access before applying.
  • Third-party reputation snapshot: 0/26No review volume on file
  • CFPB complaint pattern: 8/16Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
  • BBB grade (catalog): 0/12Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
  • Licensed locality completeness: 8/12Derived HQ locality: New Castle County (listed_county)
  • Loan type disclosure: 6/65 loan type(s) listed
No independently verified closing-performance data available
Closing performance

Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #481428 on NMLS Consumer Access.

Loan Types

ConventionalFHAVAJumboRefinance

Specialties

Bank-direct mortgageEast Coast footprintFlorida HMDA activity

Public metrics (provenance-gated)

CFPB complaints (catalog): 0

Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.

Product / credit tiers listed: Excellent, Good, Fair

Self-described product focus as listed — not underwriting criteria.

Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.

Federal mortgage data

What the federal data shows

Source: 2025 HMDA · Florida activity only · Not a score or ranking

Research panel
Florida originations
2,722
Major FL counties with activity
53

Among tracked high-volume counties

Florida applications (selected outcomes)
6,487

Originated + denied + approved not accepted

Top counties by originations

  • Palm Beach County461
  • Miami-Dade County439
  • Broward County336
  • Orange County121
  • Hillsborough County115

Loan-type mix (Florida originations)

Conventional99.7% · 2,715
FHA0.2% · 5
VA0.1% · 2

Market share in key counties

Share of county originations among all HMDA filers in that county (shown when ≥ 1%).

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

Data aggregated from NMLS, CFPB, BBB, Google, and Trustpilot for informational purposes. Lender Trust Hub is not a lender or broker and does not provide financial advice.