Ask Trust Hub NetworkNetwork

Move InsuranceLendingStandards

Lender Trust HubVerified Lending Directories

FDIC Banks Calculators Methodology Trust & Transparency

Home

Local Lenders

Okaloosa County, Florida

Mortgage Lenders in Okaloosa County, Florida

4 verified lenders ranked by county experience score and trust score.

Independent research directory of mortgage lenders and brokers. Zero paid placements. Multi-source licensing and public-risk signals. Not a lender or broker.

hello@lendertrusthub.com

Explore

Local Lenders
FDIC Banks by State
Calculators
Compare Lenders
Methodology
About & Trust
Contact

Legal

Privacy Policy
Terms of Service
No paid placements
Not a lender or broker

Calculator estimates and close-time figures (when shown) are educational or editorial only. Actual rates, fees, terms, and approvals vary. Always re-verify on NMLS Consumer Access.

Part of the Ask Trust Hub network

Independently operated · No paid placements · Independence policy · How we make money · Methodology · Ask Standard

hello@lendertrusthub.com

Ask Trust Hub(parent)
Move Trust Hub
Insurance Trust Hub
Lender Trust Hub(you are here)

© 2026 LenderTrustHub.com — Independent research · Expanding coverage · Zero paid placements

Search lenders by name, ZIP, city, or loan type

Sort

Loan type

Min ratingNMLS verified onlyBBB A+ only

Showing 1–4 of 4 lenders

Click a card to view full profile

1

Florida's VA Mortgage Center (Eglin / Panhandle)

Fort Walton Beach · Florida · Serves Okaloosa County, Florida

LenderNMLS VerifiedBBB A

4.9(165 reviews)

Dedicated Panhandle VA specialist serving Eglin, Hurlburt, and military communities across Northwest Florida.

VARefinanceVA Loans

NMLS: 1299512
Trust Score: 94/100
County Exp.: 96/100
Close est.*: ~30 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

2

First Commerce Financial

Jacksonville · Florida · Serves Okaloosa County, Florida

BrokerNMLS VerifiedBBB A+

4.9(165 reviews)

VA and physician program specialists serving military communities near NAS Jacksonville and Mayport.

ConventionalFHAVARefinanceVA Loans

NMLS: 137512
Trust Score: 94/100
County Exp.: 96/100
Close est.*: ~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

3

Eglin Federal Credit Union (VA Loans)

Fort Walton Beach · Florida · Serves Okaloosa County, Florida

Credit UnionNMLS VerifiedBBB A+

4.9(380 reviews)

Military-affiliated credit union near Eglin AFB — VA and conventional loans with no origination fees.

ConventionalVARefinanceEglin AFB

NMLS: 440642
Trust Score: 91/100
County Exp.: 94/100
Close est.*: ~31 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

4

Guild Mortgage (Panama City / Panhandle)

Panama City · Florida · Serves Okaloosa County, Florida

LenderNMLS VerifiedBBB A

4.8(420 reviews)

Top national lender with dedicated Panhandle loan officers — Bay, Okaloosa, and Walton branch access.

ConventionalFHAVAJumboPanhandle Branches

NMLS: 3274
Trust Score: 91/100
County Exp.: 90/100
Close est.*: ~31 days

*Editorial estimate — not an NMLS/CFPB field. Methodology