Tier 3 · Development · noindex until quality gates pass · quality score 53/100
Research mortgage companies in Polk County, Florida
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Florida market intelligence
What the federal data shows — Polk County
Source: 2025 HMDA · County-level HMDA activity · Not a lender ranking product
Denials ÷ (originations + denials + approved not accepted)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional54.9% · 11,045
- FHA34.5% · 6,937
- VA10.2% · 2,057
- USDA / RHS0.0% · 79
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Polk County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| United Wholesale Mortgage, LLC | 1,980 | 9.8% |
| Rocket Mortgage, LLC | 1,181 | 5.9% |
| DHI Mortgage Company Limited | 1,160 | 5.8% |
| CrossCountry Mortgage, LLC | 919 | 4.6% |
| loanDepot.com, LLC | 857 | 4.3% |
| PennyMac Loan Services, LLC | 665 | 3.3% |
| Freedom Mortgage Corporation | 430 | 2.1% |
| Fairway Independent Mortgage Corporation | 340 | 1.7% |
| SouthState Bank, National Association | 323 | 1.6% |
| Guild Mortgage Company LLC | 305 | 1.5% |
| 5493000YNV8IX4VD3X12 | 277 | 1.4% |
| Movement Mortgage, LLC | 242 | 1.2% |
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Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
Only 1 listed lender with confirmed in-county HQ for Polk County, Florida. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Polk County.