Research context
Mercer County, New Jersey
Context from another Trust Hub. Continue with the tools below — research only.
Mercer County, New Jersey mortgage market
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Mercer County
Source: 2025 HMDA · New Jersey (NJ) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional88.9% · 6,548
- FHA8.7% · 641
- VA2.3% · 167
- USDA / RHS0.0% · 10
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Mercer County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Rocket Mortgage, LLC | 577 | 7.8% |
| Citizens Bank, National Association | 389 | 5.3% |
| United Wholesale Mortgage, LLC | 319 | 4.3% |
| PNC Bank, National Association | 319 | 4.3% |
| Guaranteed Rate, Inc. | 220 | 3.0% |
| loanDepot.com, LLC | 194 | 2.6% |
| TD Bank, National Association | 191 | 2.6% |
| Freedom Mortgage Corporation | 189 | 2.6% |
| LOAN FUNDER LLC | 165 | 2.2% |
| JPMorgan Chase Bank, National Association | 146 | 2.0% |
| MLD MORTGAGE INC. | 145 | 2.0% |
| CHAMPIONS FUNDING, LLC | 126 | 1.7% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Mercer County, New Jersey yet
Mercer County, New Jersey
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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