Ask Trust Hub

Tier 3 · Development · noindex until quality gates pass · quality score 53/100

Research mortgage companies in Monmouth County, New Jersey

1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Monmouth County

Source: 2025 HMDA · New Jersey (NJ) county-level activity · Not a score or ranking

Research panel
Applications
26,425
Originations
15,448
Denial rate
16.4%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
53% / 47%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional92.4% · 14,268
  • FHA5.7% · 886
  • VA1.9% · 289
  • USDA / RHS0.0% · 5

Purchase vs refinance

Home purchase9,986 · 52.6%
Refinance (incl. cash-out)8,991 · 47.4%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Monmouth County (2025). Only institutions matched to our directory evidence set are linked.

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Only 1 listed lender with confirmed in-county HQ for Monmouth County, New Jersey. We do not pad this list with distant offices labeled as local.

In-county HQ

Licensed business city or HQ locality maps to Monmouth County.