Tier 3 · Development · noindex until quality gates pass · quality score 53/100
Research mortgage companies in Ocean County, New Jersey
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Ocean County
Source: 2025 HMDA · New Jersey (NJ) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional86.6% · 14,921
- FHA9.5% · 1,642
- VA3.7% · 632
- USDA / RHS0.0% · 34
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Ocean County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Rocket Mortgage, LLC | 1,210 | 7.0% |
| PNC Bank, National Association | 853 | 5.0% |
| TD Bank, National Association | 830 | 4.8% |
| Citizens Bank, National Association | 720 | 4.2% |
| United Wholesale Mortgage, LLC | 670 | 3.9% |
| Freedom Mortgage Corporation | 602 | 3.5% |
| Nationstar Mortgage LLC | 511 | 3.0% |
| Fairway Independent Mortgage Corporation | 484 | 2.8% |
| PennyMac Loan Services, LLC | 420 | 2.4% |
| OceanFirst Bank, National Association | 400 | 2.3% |
| Guaranteed Rate, Inc. | 389 | 2.3% |
| Advisors Mortgage Group, L.L.C. | 387 | 2.3% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Only 1 listed lender with confirmed in-county HQ for Ocean County, New Jersey. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Ocean County.