Research context
Chemung County, New York
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Chemung County, New York mortgage market
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Chemung County
Source: 2025 HMDA · New York (NY) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional81.3% · 1,134
- FHA13.4% · 187
- VA5.1% · 71
- USDA / RHS0.0% · 2
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Chemung County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| CORNING FEDERAL CREDIT UNION | 265 | 19.0% |
| 549300H0B8QZSS10X971 | 179 | 12.8% |
| Cardinal Financial Company, Limited Partnership | 164 | 11.8% |
| Rocket Mortgage, LLC | 82 | 5.9% |
| Visions Federal Credit Union | 64 | 4.6% |
| Community Bank, National Association | 62 | 4.5% |
| Academy Mortgage Corporation | 58 | 4.2% |
| 549300WU17K1CLH8VI32 | 45 | 3.2% |
| Empower Federal Credit Union | 39 | 2.8% |
| Manufacturers and Traders Trust Company | 34 | 2.4% |
| 5493006MFBT1AI7V3W25 | 32 | 2.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 30 | 2.1% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Chemung County, New York yet
Chemung County, New York
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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