Tier 3 · Development · noindex until quality gates pass · quality score 53/100
Research mortgage companies in Monroe County, New York
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Monroe County
Source: 2025 HMDA · New York (NY) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional92.6% · 14,744
- FHA5.5% · 870
- VA1.9% · 307
- USDA / RHS0.0% · 0
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Monroe County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| ESL Federal Credit Union | 4,148 | 26.1% |
| PREMIUM MORTGAGE CORPORATION | 1,916 | 12.0% |
| Genesee Regional Bank | 1,061 | 6.7% |
| Citizens Bank, National Association | 647 | 4.1% |
| Rocket Mortgage, LLC | 646 | 4.1% |
| HOME TOWN FUNDING, INC. | 637 | 4.0% |
| THE SUMMIT Federal Credit Union | 525 | 3.3% |
| Manufacturers and Traders Trust Company | 496 | 3.1% |
| 549300RM7ARTTP3T1V93 | 443 | 2.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 429 | 2.7% |
| 254900YY8IQK41QDLZ95 | 378 | 2.4% |
| 549300EZIROI6ZF7B419 | 319 | 2.0% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Only 1 listed lender with confirmed in-county HQ for Monroe County, New York. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Monroe County.