Direct Mortgage Loans
Hunt Valley, Maryland · HQ in Baltimore County · NMLS #832799
Direct Mortgage Loans, LLC (NMLS #832799) is a Hunt Valley, Maryland–based independent mortgage company with multi-hundred 2025 HMDA originations in Maryland and Virginia.
Research Score
50 / 100
Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.
Data Confidence
87 / 100
High data confidence
NMLS / License Status
NMLS ID verified
NMLS #832799 — re-confirm on NMLS Consumer Access before applying.
Local Market Evidence
Local market evidence · Baltimore County
HQ locality derived from listed_county (Hunt Valley)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology
Score factors
- NMLS identity evidence: 28/28 — NMLS #832799 — re-confirm on NMLS Consumer Access before applying.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 8/12 — Derived HQ locality: Baltimore County (listed_county)
- Loan type disclosure: 6/6 — 5 loan type(s) listed
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #832799 on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · Maryland activity (primary of 9 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: Indiana (294 originations) · Delaware (63 originations) · District of Columbia (39 originations) · Illinois (39 originations) · Ohio (35 originations) · Virginia (19 originations) · Michigan (3 originations) · Tennessee (2 originations)
Top counties by originations
- Baltimore County300
- Baltimore City County151
- Harford County114
- Anne Arundel County95
- Worcester County92
Loan-type mix (Maryland originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- Baltimore County300 originations · 1.9% share
- Baltimore City County151 originations · 1.5% share
- Harford County114 originations · 1.8% share
- Worcester County92 originations · 4.0% share
- Frederick County79 originations · 1.1% share
- Carroll County58 originations · 1.4% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.