National research directory · NMLS-oriented · Catalog 2026-07-01
Mortgage lenders in New York
36 distinct companies · 60 catalog location rows · 35 with NMLS ID verified
HMDA evidence where available · County market pages · Free Loan Estimate tools
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Honest inventory in New York
36
Distinct companies (NMLS entity)
35
With NMLS ID verified
8
County research pages with usable inventory
Stronger county research surfaces
Counties with stronger true in-county inventory for research — not population rank and not a paid “best of” list.
County research pages
Loan programs & tools
Official housing & licensing resources
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- New York State Homes and Community Renewal ↗ — NY housing and homeownership resources
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
Companies in New York (distinct NMLS entities)
Distinct companies
36
NMLS ID verified
35
NMLS ID verified
35
Williamsville · New York · Williamsville, New York · HQ in Erie County
1st Priority Mortgage, Inc. (NMLS #29600) is a Western New York mortgage banker headquartered in Williamsville, with multi-thousand New York HMDA originations in public data.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #29600
Albany · New York · Albany, New York · HQ in Albany County
Independent broker — personalized Capital District service for Upstate powerhouse buyers.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #136890
Albany · New York · Albany, New York · HQ in Albany County
Full-service bank mortgages convenient for Capital District government and education relocations.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #399802
New York · New York · New York, New York · HQ in New York County
Better Mortgage Corporation (NMLS #330511) is a digital-first national mortgage lender. Florida HMDA filings show multi-thousand applications and originations across related LEIs in 2025.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #330511
Albany · New York · Albany, New York · HQ in Albany County
Community credit union — member rates for Capital District buyers in steady, high-activity markets.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #451829
New York · New York · New York, New York · HQ in New York County
Citibank, National Association (NMLS #412915) is a national bank with residential mortgage originations including multi-hundred New Jersey HMDA volume in public data.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #412915
Garden City · New York · Garden City, New York · HQ in Nassau County
Contour Mortgage Corporation (NMLS #34384) is a multi-state mortgage banker based in Garden City, New York, with multi-thousand New York HMDA originations in public filings.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #34384
Albany · New York · Albany, New York · HQ in Albany County
CrossCountry Capital District teams — experienced support for first-time buyers in low-DOM Albany markets.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #3029
Buffalo · New York · Buffalo, New York · HQ in Erie County
Community credit union — member rates and affordable options in one of the country's top-hot markets.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #449102
Hicksville · New York · Hicksville, New York · HQ in Nassau County
Flagstar Bank, National Association (NMLS #399797) is a national bank with significant mortgage origination operations. Florida HMDA data includes multi-hundred to multi-thousand originations in 2025.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #399797
Brooklyn · New York · Brooklyn, New York · HQ in Kings County
FM Home Loans, LLC (NMLS #2212) is a New York–based mortgage banker with multi-hundred New York HMDA originations in public filings, including activity in the NYC metro.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #2212
Albany · New York · Albany, New York · HQ in Albany County
National Guild lender with Albany branches — comprehensive Capital District financing for steady, competitive markets.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #3274
Albany · New York · Albany, New York · HQ in Albany County
Homestead Funding Corp. (NMLS #3232) is a multi-state mortgage banker headquartered in Albany, New York, with multi-thousand New York HMDA originations in public data.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #3232
Buffalo · New York · Buffalo, New York · HQ in Erie County
Local Buffalo independent — strong knowledge of low-inventory bidding wars and affordable entry in one of the country's hottest markets.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #452891
Albany · New York · Albany, New York · HQ in Albany County
Local Capital District independent — strong knowledge of supply-and-demand imbalance and steady Albany activity.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #458192
Brooklyn · New York · Brooklyn, New York · HQ in Kings County
Local NYC borough independent — strong knowledge of borough-specific hot pockets across Brooklyn, Queens, and Manhattan.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #493827
White Plains · New York · White Plains, New York · HQ in Westchester County
Local Westchester/Putnam independent — strong knowledge of Tri-State surge and low suburban inventory.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #481293
Buffalo · New York · Buffalo, New York · HQ in Erie County
Manufacturers and Traders Trust Company (M&T Bank, NMLS #381076) is a multi-state bank with multi-thousand New Jersey HMDA originations in public data.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #381076
Melville · New York · Melville, New York · HQ in Suffolk County
Nationwide Mortgage Bankers, Inc. (NMLS #819382), also known as NMB / NMBNOW, is a multi-state mortgage banker headquartered in Melville, New York, with multi-thousand New York HMDA originations.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #819382
Norwich · New York · Norwich, New York · HQ in Chenango County
NBT Bank, National Association (NMLS #500501) is an upstate New York community bank with multi-thousand statewide HMDA mortgage originations in public 2025 data.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #500501
Albany · New York · Albany, New York · HQ in Albany County
NAF Albany team — excellent ratings for Capital District purchase and refinance volume.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #6606
Buffalo · New York · Buffalo, New York · HQ in Erie County
New construction specialist — expertise in lifestyle migration and tight Buffalo inventory.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #471293
Albany · New York · Albany, New York · HQ in Albany County
Albany lender — localized knowledge of investor and family financing in steady Capital District demand.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #3089
Queens · New York · Queens, New York · HQ in Queens County
Community credit union — member rates for NYC buyers in high-competition borough pockets.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #458291
Albany · New York · Albany, New York · HQ in Albany County
Wholesale broker — speed suited to supply-and-demand imbalance in Albany's steady hot market.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #112844
Albany · New York · Albany, New York · HQ in Albany County
Silverton Albany retail lending — professional service for Capital District government and education hub buyers.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #1561
White Plains · New York · White Plains, New York · HQ in Westchester County
Single-family suburban specialist — expertise in limited inventory and 102%+ sale-to-list percentages.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #476829
Albany · New York · Albany, New York · HQ in Albany County
Supply-demand specialist — expertise in new construction and tight Albany County inventory.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #474618
Albany · New York · Albany, New York · HQ in Albany County
VA and first-time specialist — tailored for affordable entry in Albany's competitive Capital District.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #467384
Buffalo · New York · Buffalo, New York · HQ in Erie County
VA and first-time specialist — tailored for affordable median price buyers in Buffalo's competitive market.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #463827
Brooklyn · New York · Brooklyn, New York · HQ in Kings County
Waterfront and historic specialist — expertise in Southern Brooklyn rowhomes and Manhattan luxury trends.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #486729
Carmel · New York · Carmel, New York · HQ in Putnam County
Relocation specialist — tailored for young professionals and families priced out of Manhattan and Brooklyn.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #492847
Queens · New York · Queens, New York · HQ in Queens County
Young professional and investor specialist — tailored for aggressive price growth in Astoria and Long Island City.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #502847
New York · New York · New York, New York · HQ in New York County
Manhattan co-op and condo financing with deep NYC board approval experience.
Evidence
- NMLS verified
- Local HQ evidence
- NMLS
- #2239104
White Plains · New York · White Plains, New York · HQ in Westchester County
Community credit union — member rates for suburban buyers in the Tri-State surge markets.
Evidence
- Local HQ evidence
- NMLS
- Not on file
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