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National research directory · NMLS-oriented · Catalog 2026-07-01

Mortgage lenders in New York

36 distinct companies · 60 catalog location rows · 35 with NMLS ID verified

HMDA evidence where available · County market pages · Free Loan Estimate tools

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Honest inventory in New York

  • 36

    Distinct companies (NMLS entity)

  • 35

    With NMLS ID verified

  • 8

    County research pages with usable inventory

Stronger county research surfaces

Counties with stronger true in-county inventory for research — not population rank and not a paid “best of” list.

County research pages

Loan programs & tools

Official housing & licensing resources

Companies in New York (distinct NMLS entities)

Distinct companies

36

NMLS ID verified

35

NMLS ID verified

35

1st Priority Mortgage

Williamsville · New York · Williamsville, New York · HQ in Erie County

LenderNMLS ID verified

1st Priority Mortgage, Inc. (NMLS #29600) is a Western New York mortgage banker headquartered in Williamsville, with multi-thousand New York HMDA originations in public data.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#29600
Anchor Home Mortgage (Albany)

Albany · New York · Albany, New York · HQ in Albany County

BrokerNMLS ID verified

Independent broker — personalized Capital District service for Upstate powerhouse buyers.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#136890
Bank of America Mortgage (Albany)

Albany · New York · Albany, New York · HQ in Albany County

BankNMLS ID verified

Full-service bank mortgages convenient for Capital District government and education relocations.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#399802
Better Mortgage

New York · New York · New York, New York · HQ in New York County

LenderNMLS ID verified

Better Mortgage Corporation (NMLS #330511) is a digital-first national mortgage lender. Florida HMDA filings show multi-thousand applications and originations across related LEIs in 2025.

ConventionalFHAJumboRefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#330511
Capital District Community Credit Union

Albany · New York · Albany, New York · HQ in Albany County

Credit UnionNMLS ID verified

Community credit union — member rates for Capital District buyers in steady, high-activity markets.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#451829
Citibank

New York · New York · New York, New York · HQ in New York County

BankNMLS ID verified

Citibank, National Association (NMLS #412915) is a national bank with residential mortgage originations including multi-hundred New Jersey HMDA volume in public data.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#412915
Contour Mortgage

Garden City · New York · Garden City, New York · HQ in Nassau County

LenderNMLS ID verified

Contour Mortgage Corporation (NMLS #34384) is a multi-state mortgage banker based in Garden City, New York, with multi-thousand New York HMDA originations in public filings.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#34384
CrossCountry Mortgage (Capital District)

Albany · New York · Albany, New York · HQ in Albany County

LenderNMLS ID verified

CrossCountry Capital District teams — experienced support for first-time buyers in low-DOM Albany markets.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3029
Erie Community Credit Union (Buffalo)

Buffalo · New York · Buffalo, New York · HQ in Erie County

Credit UnionNMLS ID verified

Community credit union — member rates and affordable options in one of the country's top-hot markets.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#449102
Flagstar Bank

Hicksville · New York · Hicksville, New York · HQ in Nassau County

BankNMLS ID verified

Flagstar Bank, National Association (NMLS #399797) is a national bank with significant mortgage origination operations. Florida HMDA data includes multi-hundred to multi-thousand originations in 2025.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#399797
FM Home Loans

Brooklyn · New York · Brooklyn, New York · HQ in Kings County

LenderNMLS ID verified

FM Home Loans, LLC (NMLS #2212) is a New York–based mortgage banker with multi-hundred New York HMDA originations in public filings, including activity in the NYC metro.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#2212
Guild Mortgage (Albany)

Albany · New York · Albany, New York · HQ in Albany County

LenderNMLS ID verified

National Guild lender with Albany branches — comprehensive Capital District financing for steady, competitive markets.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3274
Homestead Funding

Albany · New York · Albany, New York · HQ in Albany County

LenderNMLS ID verified

Homestead Funding Corp. (NMLS #3232) is a multi-state mortgage banker headquartered in Albany, New York, with multi-thousand New York HMDA originations in public data.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3232
Local Buffalo Independent Mortgage

Buffalo · New York · Buffalo, New York · HQ in Erie County

BrokerNMLS ID verified

Local Buffalo independent — strong knowledge of low-inventory bidding wars and affordable entry in one of the country's hottest markets.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#452891
Local Capital District Independent Mortgage

Albany · New York · Albany, New York · HQ in Albany County

BrokerNMLS ID verified

Local Capital District independent — strong knowledge of supply-and-demand imbalance and steady Albany activity.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#458192
Local NYC Borough Independent Mortgage

Brooklyn · New York · Brooklyn, New York · HQ in Kings County

BrokerNMLS ID verified

Local NYC borough independent — strong knowledge of borough-specific hot pockets across Brooklyn, Queens, and Manhattan.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#493827
Local Westchester/Putnam Independent Mortgage

White Plains · New York · White Plains, New York · HQ in Westchester County

BrokerNMLS ID verified

Local Westchester/Putnam independent — strong knowledge of Tri-State surge and low suburban inventory.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#481293
M&T Bank

Buffalo · New York · Buffalo, New York · HQ in Erie County

BankNMLS ID verified

Manufacturers and Traders Trust Company (M&T Bank, NMLS #381076) is a multi-state bank with multi-thousand New Jersey HMDA originations in public data.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#381076
Nationwide Mortgage Bankers

Melville · New York · Melville, New York · HQ in Suffolk County

LenderNMLS ID verified

Nationwide Mortgage Bankers, Inc. (NMLS #819382), also known as NMB / NMBNOW, is a multi-state mortgage banker headquartered in Melville, New York, with multi-thousand New York HMDA originations.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#819382
NBT Bank

Norwich · New York · Norwich, New York · HQ in Chenango County

BankNMLS ID verified

NBT Bank, National Association (NMLS #500501) is an upstate New York community bank with multi-thousand statewide HMDA mortgage originations in public 2025 data.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#500501
New American Funding (Albany)

Albany · New York · Albany, New York · HQ in Albany County

LenderNMLS ID verified

NAF Albany team — excellent ratings for Capital District purchase and refinance volume.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#6606
New Construction & Climate-Refuge Specialists (Buffalo)

Buffalo · New York · Buffalo, New York · HQ in Erie County

BrokerNMLS ID verified

New construction specialist — expertise in lifestyle migration and tight Buffalo inventory.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#471293
Nova Home Loans (Albany Independents)

Albany · New York · Albany, New York · HQ in Albany County

LenderNMLS ID verified

Albany lender — localized knowledge of investor and family financing in steady Capital District demand.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3089
NYC Borough Community Credit Union

Queens · New York · Queens, New York · HQ in Queens County

Credit UnionNMLS ID verified

Community credit union — member rates for NYC buyers in high-competition borough pockets.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#458291
PierPoint Mortgage (Albany)

Albany · New York · Albany, New York · HQ in Albany County

BrokerNMLS ID verified

Wholesale broker — speed suited to supply-and-demand imbalance in Albany's steady hot market.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#112844
Premium Mortgage

Rochester · New York · Rochester, New York · HQ in Monroe County

LenderNMLS ID verified

Premium Mortgage Corporation (NMLS #3254) is a Rochester, New York–based mortgage banker with multi-thousand New York HMDA originations in public 2025 filings.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3254
Silverton Mortgage — Albany

Albany · New York · Albany, New York · HQ in Albany County

LenderNMLS ID verified

Silverton Albany retail lending — professional service for Capital District government and education hub buyers.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#1561
Single-Family Suburban Specialists (White Plains/Putnam)

White Plains · New York · White Plains, New York · HQ in Westchester County

BrokerNMLS ID verified

Single-family suburban specialist — expertise in limited inventory and 102%+ sale-to-list percentages.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#476829
Supply-Demand & New Construction Specialists (Albany)

Albany · New York · Albany, New York · HQ in Albany County

BrokerNMLS ID verified

Supply-demand specialist — expertise in new construction and tight Albany County inventory.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#474618
Veterans & First-Time Buyer Specialists (Albany)

Albany · New York · Albany, New York · HQ in Albany County

BrokerNMLS ID verified

VA and first-time specialist — tailored for affordable entry in Albany's competitive Capital District.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#467384
Veterans & First-Time Buyer Specialists (Buffalo)

Buffalo · New York · Buffalo, New York · HQ in Erie County

BrokerNMLS ID verified

VA and first-time specialist — tailored for affordable median price buyers in Buffalo's competitive market.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#463827
Waterfront & Historic Specialists (Brooklyn / Manhattan)

Brooklyn · New York · Brooklyn, New York · HQ in Kings County

BrokerNMLS ID verified

Waterfront and historic specialist — expertise in Southern Brooklyn rowhomes and Manhattan luxury trends.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#486729
Young Professional & Family Relocation Specialists (Putnam/Westchester)

Carmel · New York · Carmel, New York · HQ in Putnam County

BrokerNMLS ID verified

Relocation specialist — tailored for young professionals and families priced out of Manhattan and Brooklyn.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#492847
Young Professional & Investor Specialists (Astoria / LIC)

Queens · New York · Queens, New York · HQ in Queens County

BrokerNMLS ID verified

Young professional and investor specialist — tailored for aggressive price growth in Astoria and Long Island City.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#502847
Metro Home Finance

New York · New York · New York, New York · HQ in New York County

BankNMLS ID verified

Manhattan co-op and condo financing with deep NYC board approval experience.

ConventionalJumboRefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#2239104
Westchester/Putnam Community Credit Union

White Plains · New York · White Plains, New York · HQ in Westchester County

Credit Union

Community credit union — member rates for suburban buyers in the Tri-State surge markets.

ConventionalFHAVAJumbo

Evidence

  • Local HQ evidence
NMLS
Not on file

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